24hr Loan Advice
0800 018 3345
If you have recently had a loan application refused and need some advice about how to improve your chances of being accepted for loans in the future then we can help.
Our advisors are available 24hrs to help with any loan or debt issues you may have questions about.
BEST ADVICE at ALL times.
FIND LOAN ADVICE IN UK
"After we had been refused three loans in succession, we realised that there must be something holding us back. We called your advisors and they guided us through all the possibilities and helped us secure the loan we wanted. Many thanks, we are very grateful! "
Had personal loans refused and need help or advice?
Having a loan application refused can be very frustrating, so if this has recently happened to you we offer people in your position help with loan refusals and other debt help.
Loan companies do not refuse loans to be awkward and they do not refuse them for no reason either. Remember they are businesses trying to make money and to this end try to limit the risk of losing money at the same time. If you have been refused a loan then it means they have reason to believe that you are too high a risk for them to lend money to, correctly or incorrectly!
I don't understand why I was refused
Most people will have an idea of why they were turned down for a loan, a past credit problem is normally the place to start. There are plenty of examples however of people being turned down for a loan where they had no problems in their credit history that they were aware of.
Credit Scores or reference data being held by the credit reference agencies is used by lenders to determine how much of a risk a potential borrower would be. This information is not always correct or is out of date for some reason. We can help discover if there are any problems of this nature preventing you from obtaining the credit you want.
Who are the credit reference agencies?
The three main credit reference agencies who hold information about your credit history are Experian, Equifax and CallCredit and there contact details are below.
| Equifax Plc | Callcredit plc | |
| Consumer Help Service PO Box 8000 Nottingham NG80 7WF Tel: 0870 241 6212 |
PO Box 1140 Bradford BD1 5US Tel: 0870 514 3700 |
PO Box 491 Leeds LS3 1WZ Tel: 0870 060 1414 |
If you want to get a copy of what is being held on file about you, details of how to do this are on the company websites for each of these agencies. There is sometimes a nominal charge for doing this.
Once you have received a copy of your credit reference file, any anomalies or incorrect entries can be corrected or removed by notifying the company holding the information.
What other debt help can you give me?
We are debt help specialists and are waiting to help anyone with concerns or problems with debt. Every day we help people who have struggled with debt in one form or another, so don't be afraid to ask for help or advice about whatever it is that is causing you that concern.
We can help with Personal Debt Management, Debt Consolidation Loans and Individual Voluntary Arrangements as well as offer useful and impartial advice about many other debt related subjects e.g. Credit card debt, Insolvency, Bankruptcy, Identity theft, Trust Deeds, etc.
For further information please call 0800 018 3345 or fill in the form on the left.
website design by drtv